When a street-smart FBI agent is sent to Georgia to protect a beautiful single mother and her son from an escaped convict, he is forced to impersonate a crass Southern granny known as Big Momma in order to remain incognito.
When small-time crook Curtis jacks a police car, he discovers the lady cop is a former lover, and soon the two form an unlikely alliance to bust a revolution-minded urban gang who kidnap, tar and feather rich executives.
Using her girl-next-door looks to her advantage, Darcy Palmer is a calculating thief and murderer. After killing a young college student and taking her identity, Darcy enrolls in the victim's New England school in her place. At the university, Darcy gets to know her new roommate, Jeanelle, and her handsome father, Russell Polk, who soon play into her next scheme. When Darcy has to alter her plans, both Russell and Jeanelle become quite expendable.
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